ISO profits can be an average of $5 to $10 per MID per month. The PCI TOOLKIT®, time-date stamps every merchant’s attestation and saves it for future use. This will enable the ISO/Acquirer to document that the merchant has attested to his or her compliance. The PCI TOOLKIT® is presented with your graphics and logos. Therefore the PCI TOOLKIT® becomes an integrated and integral direct component of your deliverables to your merchant clients. The ISO will ultimately be responsible for the compliance of their merchants. This could include responsibility for fines levied against the merchant directly or directly against the ISO for boarding non-compliant merchants. The PCI TOOLKIT® brings to the merchant the complete tools necessary to become truly compliant with the PCI DSS. This includes all policies, procedures, training programs, employee handbook inserts and a step-by-step approach through the SAQ. The PCI TOOLKIT® will allow the ISO to conclusively demonstrate the PCI compliance status of each of the boarded merchants in their portfolio. Potential purchasers of an ISO portfolio will include PCI DSS compliance verification as a component of the valuation of a portfolio. Portfolios that can demonstrate compliance status will command a higher price whereas those portfolios, which cannot may suffer a reduction or discounting in value. The reporting information will allow the ISO to analyze the available data to determine comparisons of the merchants within the portfolio. The PCI Toolkit® provides information from a compliance, risk and usage viewpoint. The PCI TOOLKIT® with its near live-time reporting of merchant compliance on a question by question and task specific basis will allow the ISO to focus on those merchants who do not attain or correctly maintain compliance. Using the PCI TOOLKIT®, as a part of the sales package will help each ISO/ACQUIRER distinguish themselves by providing a value-add to the merchant and lead to increasing sales.