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Beginning January 1, 2008, Visa will implement a series of mandates to eliminate the use of
non-secure payment applications from the Visa payment system. These mandates require
acquirers to ensure their merchants and agents do not use payment applications known to
retain prohibited data elements and require the use of payment applications that adhere to
Visa’s Payment Application Best Practices (PABP).
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Merchants are becoming acutely aware of the mandated requirements of the Payment Card Industry Data Security Standard (PCI DSS). Unfortunately associated with this are many misconceptions or myths. It is important that members of the merchant service community have a detailed understanding of PCI and can assist merchants with the complexities of compliance
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Merchants are increasingly aware of the PCI DSS Self-Assessment Questionnaire (SAQ), a self-assessment that all
merchants who accept payment cards are mandated to perform every year.
Unlike the SAQ itself, the questions in the toolkit are worded simply and intelligibly so that most merchants,
regardless of their technical background or expertise in PCI, can answer the questions with yes, no or I don’t know.
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The PCI TOOLKIT is the first and only integrated system, which leads the merchant through all of the steps necessary to comply with the MANDATED Payment Card Industry Data Security Standard.
“No organization that has been completely compliant with PCI has been compromised”. A. Bryan Sartin, Cybertrust Chief, Forensic Investigator May 2007
